Disposable Income

Hey wait, we've already talked about money right? Yes and no. Maybe you have a huge tax return to finally start that 200 gallon tank you've always wanted, but what about maintaining it? Pennies right? Nope! If you consider the cost of salt, test kits, electricity, replacement parts, etc, you should plan to spend at least $50-$100 a month on your tank maintaining it. Do you want to actually ADD corals and fish to your tank on a regular basis? Figure at least $100-$300 a month then.

Have your credit card maxed out? Are 50 with no retirement savings? Is your disposable income $10 a month? Now is not a good time to have a SW tank. Come back when you've got better disposable income.

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